Usually, most of the time, yes. This is after eliminating the back strain that was allegedly caused by heavy lifting, but is actually a pulled muscle from a Sunday morning basketball game. Once the claim is accepted, the insurance company will pay for all reasonable medical care related to the injury. The definition of reasonable will vary in different states. The insurance company will likely ask for the following information from a staffing firm:
- It will want paperwork connected with the treatment such an X-rays, MRIs, etc., depending on the nature of the injury. It will also want to know the nature of the symptoms and how much they’ll cost. If there is any doubt that a treatment is isn’t working, it will pull the plug on benefits.
- The insurance company will want to know how quickly the injured worker can get back to work. The quicker they’re back, the speedier the recovery.
- The carrier may also request that an injured worker be examined by a physician chosen by the insurance company. Any report from this examination will be taken into consideration.
Staffing companies should work closely with their employees to meet these obligations, so that only the most effective medical care is being used and paid for to treat the workers’ comp injury. LeastStaff has many workers’ comp and general insurance solutions to keep your insurance rates as low as possible.